Seeking a better way for local government insurance
![Man's hands shown holding a calculator. On the wooden table in front of him are charts and another person's hand is pointing to a chart. There is an open laptop on the table.](https://actuaries.blog.gov.uk/wp-content/uploads/sites/232/2023/01/Man-with-calculator-and-laptop-Shutterstock-2500px.jpg)
Local authorities spend millions buying insurance, while central government departments retain their risks. Why is this - and is there a better way? Read the insights and opinions of a GAD actuary who's also a director of the Local Government Mutual.