LIBOR (the London Inter Bank Offered Rate) is slowly becoming a thing of the past. We take a look at the much-maligned benchmark rate, what it is used for, the alternatives that have been introduced to replace it, and who could be affected.
In the week that the nation marked the first anniversary of lockdown, GAD actuary Nazmus Haq reflects on his year working in the Department of Health and Social Care as they looked to identify and protect vulnerable patients thought to be at high risk from coronavirus.
The COVID-19 pandemic has proved a difficult time for the hedge fund industry. Not all of its players have managed to live up to the challenges. In this blog we look at how hedge funds have fared over the past year or so.
Countries around the world have reacted to COVID-19 in a variety of ways from lockdowns and curfews. This blog looks at how COVID-19 has had an impact on investment.
Teams in GAD have just finished producing resource accounts for more than 20 public service pension schemes. We work with finance contacts at pension schemes, administrators and employing authorities across public service pension schemes across the UK.
COVID-19 has given the financial sector a lot to think about including pension funds and their investment strategies, we look at how these have been impacted.
Have you ever looked at the yield curves from our market insights and wondered what they tell you? This blog explores what they might be telling you if the yield curve is 'inverted'.
In this final blog in the series on Digital Finance, we explore both the opportunities and the challenges that may be experienced. We also explore the possible direction of digital finance in the future.
In this latest blog, we find out how blockchain technology helps us with everyday transactions. The technology shows that money does not have any intrinsic value of its own – it is the trust that people have for the authority issuing the money that creates its value.
The growing popularity of neobanks can offer a new style of banking but may also lead to challenges for institutional investors, such as pension scheme trustees who may need to assess exposure to any risk levels.