Analysis
As the effects of climate change become more obvious, there is a growing urgency to understand climate-related risks and how they might evolve. Here we look at the uncertainties associated with future climate change; from the emissions pathways we might take to how climate processes are modelled.
We work with Bayes Business School, which celebrates 50 years of actuarial teaching and research. Professor Kyriakou blogs about our successful collaboration.
In this blog, we look at the long legal journey the government undertook, with GAD in a supporting role, considering the legal fall out on the costs of the McCloud judgment.
The African Risk Capacity (ARC) organisation marks 10 years of providing rapid prearranged finance following extreme weather events and GAD works with ARC and others. In this blog we look at the use of parametric insurance to deliver support to the most vulnerable areas of the world.
The main public sector employers now contribute more than £50 billion annually to support employee retirement benefits. This begins to shows how significant pensions are in the remuneration of approximately 6 million UK public servants. In this blog we consider how this can be communicated effectively.
GAD supports the Zambia Workers' Compensation Fund through its actuarial valuation of the Fund every 3 years. In this blog we look at what this involves - such as a valuation of liabilities and assets, and an assessment of contribution rates employers pay.
2023 started with inflation at highs last seen in the early 1990s. While inflation has been falling it remains above the Bank of England’s target. In this blog we consider the drivers behind inflation, why those drivers may lead to more volatility than we experienced throughout the 2000s, and the risk posed by deflation.
When it comes to pension schemes, how do we achieve operational sustainability, solve the administration dilemma and make the journey easier? In this blog we reflect on the steps schemes can take to lighten the load imposed by poor data, leading to increased automation levels and more engaging digital offerings.
The ways in which GAD can capitalise on the benefits of artificial intelligence technologies, are explored in this blog. We use generative AI tools to enhance the quality of our analysis in various ways, while carefully navigating potential pitfalls.
Actuaries consider recent mortality patterns to help predict future trends using demographic modelling. This helps inform assumptions used in our pensions and insurance work.