This month we consider why negative interest rates might be chosen and what might happen as a result. In looking at the lowdown, we also examine the impact of negative interest rates and what these mean for consumers and for the banking industry.
After the end of 2021, the LIBOR rate, which used to price many financial instruments, will cease to be published. This blog looks at SONIA, the UK replacement, and the transition from LIBOR to SONIA.
In the event of a disaster, it is vital to act quickly. To maximise humanitarian impact, we need to make the most efficient use of the funds available. In this blog, we examine how understanding the underlying risks can enable humanitarian organisations to do more with less.
We developed our webinar programme to continue connecting effectively with clients throughout the pandemic. Over the year GAD created and hosted 11 webinars. In this blog we look at this enhanced level of engagement, where some of our events attracted around 200 attendees.
The 'Assessing and Communicating Uncertainty' toolkit has been set up to help analysts in providing decision-makers with data in such a way that the inherent uncertainty of given situations is understood. In this blog, we look at how this toolkit can help people who undertake analytical work.
LIBOR (the London Inter Bank Offered Rate) is slowly becoming a thing of the past. We take a look at the much-maligned benchmark rate, what it is used for, the alternatives that have been introduced to replace it, and who could be affected.
In the week that the nation marked the first anniversary of lockdown, GAD actuary Nazmus Haq reflects on his year working in the Department of Health and Social Care as they looked to identify and protect vulnerable patients thought to be at high risk from coronavirus.
Pandemic bonds transfer pandemic risk from developing countries to the financial markets. The capital raised is reserved for responding to pandemic outbreaks. In this blog we look further into what pandemic bonds are, how they work and what happened when COVID-19 occurred.
The COVID-19 pandemic has proved a difficult time for the hedge fund industry. Not all of its players have managed to live up to the challenges. In this blog we look at how hedge funds have fared over the past year or so.
Actuaries in government is more than just a blog name, it is all about the work we do. At the Government Actuary's Department, we translate the output of our analysis into useable intelligence which helps improve the decision making required to address the wide range of challenges we are facing.